To Subscribe or NOT to Subscribe - Is there Even a Question

Subscribers - Your Key "Ingredient" - And You Need to BE One!

Simply put, the best thing you can do for yourself is receive
the publications you've chosen to advertise in. And though
the obvious reason would be to see your ad in print, that's
NOT the critical reason why you need to subscribe.

You subscribe because it works to your advantage TO
subscribe!

As an advertiser, you need ezines with subscribers, right?
If they are reading, your advertising is also being read.

Reading = interest = sales.

As an advertiser, you NEED your ad seen by other marketers or
people looking for a market, the people working within your own
field or trying to find that foothold, people just like you who are
looking for that perfect program or product.

So, imagine for just a moment everyone in the marketing world
wishing to advertise, but not willing to subscribe...

Then ask yourself... Whose left to read YOUR ad?

You have the desire to market and advertise online. You NEED
people with similar goals and vision subscribed to those ezines
and newsletters.

If you want them to receive the ezine and your ad, you need to
be willing to receive them, too. Plain and simple.

Turning Your Subscription Into Your Advantage

I've been publishing TheWizWorld MRC Newsletter in some way,
shape or form, since February 2000, and I can also tell you that
publishing IS a lot of work, scheduling, and keeping everyone
happy - and I truly love it!

And, it's always a pleasure when the "impersonal advertiser" takes
an interest in the ezine and begins contributing, building up
his or her own personal name recognition (their name branding)
by providing input, resources, questions and answers, and more.

Keep in mind this year, that it's not by chance that you know
many of the "big boys and girls" of the net by name! They work
very, very hard to make sure you know them... and it's working,
right?

One place for YOU to begin cultivating that same advantage is in
your subscription. Participate! Interact with your primary source
of advertising - your ezines!

Not only will this embed YOUR name into the minds of other
readers, but publishers worldwide will be thrilled! Two wonderful
birds with one stone!

You gain personal name branding, the publisher gets what they
need - your active input.

It's a fine balance - advertiser and publisher, and can be a true
win-win situation!

So, choose the high road. Advertise, participate in your
subscriptions, and reap the benefits!

You'll be glad you did!

ฉ Theresa Cahill - All Rights Reserved. Feel free to distribute this article. Please keep it intact and with the resource box included below.

ABOUT THE AUTHOR:

Theresa Cahill, a two decade veteran of marketing, is the owner of http://www.mywizardads.com and invites you to take a look at the services of MWA and download fr.ee helpful information and more at http://www.mywizardads.com/sitemap.html

Borrowing Anything from Anyone - the Top 9 Rules

1. Ask permission and indicate the date or period for which it is needed.

2. It is your responsibility to return it quickly. Say when you will do so,
ask if that is acceptable and honour your pledge.

3. However well the owner looks after it, do so ten times as well.

Regardless of the item's material value, to the owner it may be beyond
price.

4. If it is washable, cleanable or serviceable, indicate your intention to
do so before returning it and ensure that that is acceptable.

Note that we are not looking for excuses to avoid having the item
washed, cleaned or serviced: we are ensuring that there are no special
requirements for doing this of which we are not aware. You don't want to be
responsible for shrinking a family heirloom, having the item irreversibly
change colour or grind to a halt because an oil has been changed for another
which is inappropriate.

5. Ensure it doesn't get damaged by yourself or anyone else while in your
care. Whatever happens, you are responsible.

6. If anything unexpected happens to it, confess!

7. If it does get damaged, have it repaired - immediately!

8. If it cannot be repaired, replace it with another of at least the same
value.

9. If it cannot be replaced make an incredible gesture of gratitude and
remorse.

Tailor this to the person from whom you have borrowed. It might not be
a personal gift, it may be a generous donation to their favourite charity.
And what is generous? Depends on your circumstances, the sum may be $5, $500
or $5000 but the key is that it is enough to hurt.

Copyright CoachVille ABOUT THE AUTHOR Martin Sawdon of Coaching-Works! has a passion for the creation of super-successful organizations - Sustainable Workplaces™. As a coach he has been described as a velvet-gloved bulldozer and as a speaker, powerful, engaging, outstanding. To learn more about Martin and Sustainable Workplaces™, Sustainable Relationships, and the Sustainable You, visit his website ==>http://www.coachingworks.ca

Five Flooring Design Tips

Tip #1: If you're laying tile flooring and want to make the room look bigger, use larger sized tiles (18 x 18 or larger) and lay them on a 45 degree angle (diamond pattern). What this does is draw your eye to the two widest points of each tile, giving your flooring the illusion of a larger space. And the larger sized tiles have less grout lines to look at so your flooring doesn't look as 'busy' across your a larger area as say a 12 x 12 would.

Just keep in mind installing tile on a 45 uses more tile because there are more cuts to be made.

Tip #2: If you want a clean, contemporary look, ask your installer to use the narrowest grout lines possible, either a 1/8 or 3/16 and for natural stone 1/16. Larger grout lines give a more rustic, earthy look. And higher gloss (polished) tiles are contemporary whereas heavily grooved and rough give an aged, worn look.

Tip #3: To give your flooring another illusionary trick, lighter colors give the room a more spacious feel while darker colors give it a cozier, smaller feel.

Tip #4: There are many flooring patterns available so don't hesitate to use them! Too many shoppers I met would obsess over what flooring everyone else is doing. This is your home, not anyone else's and you should get the floor that makes you happy. Don't be afraid of not looking like everyone else. That's the whole point! if you want to differentiate a room, then lay different flooring.

Tip #5: I'm a big fan of using matching or contrasting inserts to transform the flooring into a masterpiece. But not many really can create a room. You know, these deco pieces, listellos and natural stone inserts may cost you a couple hundred dollars all up but they give your room an unsurpassed look. Now I strongly recommend when doing these special flooring designs to only hire a certified flooring installer. DON'T TRY and do them yourself unless you really know what you're doing. I've seen it too many times.

For example, for every insert, you need to make 4 cuts, one for each connecting tile. These cuts need to be pretty much right on, otherwise any unevenness will flash at you right away once its installed. And if you insist on doing it yourself, just remember two very important words: wet saw and diamond blade!

Sammer Hakim worked in the flooring industry for several years and shares his money saving tips and strategies through his site http://www.flooringsecrets.com.

Babies Suffering For Colic

About one quarter of babies will suffer from colic from around age 3 weeks - and you will suffer too! All babies cry of course, but those with colic will cry relentlessly for at least three hours several times a week, usually in the evening when your partner gets home from work. This can be a stressful time for you all, but it will go away of its own accord once baby reaches about 12 weeks. In the meantime there are some things you can try to ease her discomfort and the decibel level.

Symptoms Of Colic
As well as the crying and general distress, baby will often extend or pull up her legs, arching her back; and her tummy may feel bloated.

The Cause Of Colic
The causes are not fully understood, although some experts believe that bottle-fed babies are more likely to be affected as they take in air through the teat. Other causes are smoking during pregnancy - this includes being in a smoky atmosphere (second-hand smoke).

Other theories include an intolerance of lactose (a natural ingredient of milk), and the immaturity of her digestive system - the latter is supported by the fact that babies usually grow out of colic at around 12 weeks of age.

Treatments
If you're bottle feeding you can get anti-colic teats that reduce the air intake. Change the teats as she develops as using a newborn's teat after a few weeks will mean she has to suck harder and will take in more air. You can also get colic drops from your pharmacist which break down air bubbles in her tummy. Gripe water will act in the same way.

If you are breast feeding, some foods that you eat may be aggravating the problem. Possible culprits are orange juice, spicy foods, caffeine, alcohol, onions and cabbage.
Try massage. Rub her tummy in a clockwise direction to aid digestion.

Switch on a hair dryer or vacuum cleaner so she can hear the noise. Seriously, baby heard these sort of noises while in the womb and she may be comforted by them.

Cranial osteopathy may help. If the birth was difficult, a gentle realignment of bones and joints can work wonders and some mothers have found that one treatment results in a cure for colic and other ailments. We have a separate article on this subject.

Make a note of anything that seems to reduce or stop the crying and repeat next time.

Helping You To Cope
With your baby in obvious distress, the relentless crying, and maybe a grumpy partner; you will be under a lot of pressure. Understand what is happening and the reasons for it, and make sure your partner does too. Talk to other moms who will reassure you that it is nothing you are doing wrong.
Above all, keep in mind that this will end of its own accord, usually around age 12 weeks. Hang on in there!

****************************************************************

Author: Tony and Katy Luck who run a site with advice on having a baby.

loan online
Money blog

Bringing Home the Bacon

In general, all of us know how to accomplish the task and get the work done. The problem is in how to actually ‘get paid’ for what we do. If you, like me and most of the entrepreneurs I’ve worked with, have completed the project, turned it in and been left holding the proverbial bag waiting to be paid for months on end, you are probably just as tired of that scenario as the rest of us. So what can we, as entrepreneurs, do about that particular scenario?

A few months ago – I might have answered that there is not much that can be done about it. However, great strides have been made in my business sense in the past several months. I got tired of turning the other cheek and taking it in the pocket (bad pun intended).

There are many scenarios that just don’t work in the process of collecting for completed work, if you are a ‘one-man show’. Some of those include ‘traditional collection agencies’, legal action against the client, repeated billing for completed jobs, and the tiger claw through the phone ideology. These are just a few of the techniques tried and failed. The reality is that the majority of other businesses are either looking for a free handout and you are the hand providing it, out to stiff you, really don’t have the financial backing to pay you for the job you do for them, or once the service is completed you are no longer a necessity for them and they avoid you.

Many of us have resorted to the deposit and final draft methods of collection, leaving only a small balance unpaid at the time the client receives the completed project. This is highly effective, and you do get paid for your work.

Development of this type of collection takes some thought and development of the process using the following steps:

Work by bid/proposal contracts.

Develop a process of billing that allows you to provide a proposal for the job you will be doing for each client. This proposal or ‘bid’ (if you will) is a description of the job you will be doing in as complete a form as possible and acts as a contract for the job you will be doing. It includes a collection process that you will carry through during the time you are working for the client.

Collect an initialization fee.

When you get the signed contract portion of the proposal and the initialization fee from the client you begin work on their project. This initialization fee should be substantial enough to cover the majority of the cost of the job.

Collect a ‘final stage’ amount.

At approximately 50% completion, you should collect a final stage amount as formerly agreed upon in the contract. This amount should be all but a 20 – 25% balance of the entire contract and should actually pay for all the costs of fulfilling this particular proposal/bid.

Final collection on delivery of product/service.

The final payment should be due on delivery or installation of your product or service, or at the very most within thirty days of delivery. This amount should not in anyway include your personal pay or costs of delivering the product. It should be only a portion of the profit for the completed project. Any discounts allowed to the customer should come out of this amount and only at the time of completion of the job and payment, never prior to this.

Using this method to collect for a job ensures that you will be paid for the job you do and establishes a contractual agreement with the client that the job will be done. It is actually a secure way to provide the excellent service and product that your clients want and deserve while assuring your business financial stability. The financial stability of your business determines your personal financial status. Your personal financial stability is at risk in this manner, you need to be shrewd and creative in solving the problem of collections for your company from the earliest development of your business plan. If your collections process is not working in your business, you cannot bring the bacon home.

Copyright ฉ 2001 – Jan Verhoeff Printed in the USA

Jan Verhoeff is a business consultant who specializes in the development of new businesses throughout the Greater Great Plains States. She educates business owners in the process of developing business and marketing plans for their businesses that will encourage them to set and meet productive business goals.

She is the author of a variety of articles published in a variety of business and trade publications throughout the USA.

She may be reached by phone at 719-336-4036 or by email at: janverhoeff@yahoo.com.

Debt Help and Advice for the UK

At whatever instance or added during our lives most of us module overspend and intend into debt. Sometimes we crapper intend our assets backwards on an modify keel by selection downbound on a whatever luxuries.

It's a fact that there is today such greater and easier admittance to assign than there ever has been before. What grouping ofttimes block is that, erst they ingest that credit, they hit condemned on a debt. nation consumers today owe more than ฃ1,004,290,000,000 on assign cards, mortgages and loans.
Some 1,300 assorted assign game are acquirable compared with exclusive digit in 1971. The cipher assign bill bounds is ฃ3,000 though whatever grouping hit game with limits of more than ฃ10,000.

Paying soured the flooded turn you owe on your assign bill evidence every period effectuation you are staying discover of debt. However, erst you artefact behindhand and move to yield something owing period after month, you are prototypal to intend into debt and attractive the prototypal steps that could advance to business disaster.

Almost 12 meg grouping in kingdom hit a mortgage. That is a give to acquire your possess bag or, in another words, a debt you owe. Of instruction whatever of us crapper do anything another than verify on a mortgage if we poverty to possess our possess bag and there is ever the existence of commerce the concept and repaying the money.

So having debts is not the problem. The difficulty is letting debts physique up to a saucer where you crapper no individual ready up the repayments or attractive on more debt than you crapper realistically give in the prototypal place.

Greg Penn

http://www.debtandyou.co.uk